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About The Project

Credefi connects crypto lenders with SME borrowers from the fiat economy. We resolve the key challenges that DeFi and TradFi are facing today. Тhe decoupling of DeFi has been a buzzword for a while, however, DeFi yields are inconsistent, fragile, and evaporate in bear markets. DeFi borrowers are speculative and fickle and cannot satisfy DeFi lending supply. SMEs are historically underserved by traditional banks and are borrowing consistently at high interest rates. There are not enough lenders to satisfy SME borrowing demand,pushing SMEs to alternative lending solutions. SMEs need reliable lending sources and DeFi needs reliable creditworthy borrowers, so Credefi brings them together in a win-win solution.

Our Features

Why Credefi?

Expertise

Our team is composed of international experts with strong management, financial and technical background.

Accredited financial institution

Our strategic partnership with an EU-accredited financial institution enables us to utilize real-world collaterals, easing the life of business borrowers.


High APY

We don’t do arbitrage between the lenders’ and the borrower’s agreed interest. The lenders are entitled to the entire interest of the facilities they finance.

Fair deals

We perform credit risk analysis on every application on our platform. We adjust our rating to the actual data. We help lenders and borrowers find the right balance.

Security

We will implement 3-layer security for our platform lenders. It combines an in-house proprietary credit scoring, crypto and real-economy assets collateral, and Credefi’s security module.

Decentralization

In order to achieve a true decentralised decision making and autonomous lending platform, Credefi has designed a bridge between the current financial assessment tools and decentralised decision by the market participants.

Roadmap

Tokenomics


Token distribution

Executive Team

IVO GRIGOROV

Co-Founder & CEO

Ivo is an experienced Finance Specialist with a demonstrated history of working in the banking industry. He was extensively involved in the development and design of diverse financial instruments in both debt and equity segment. His skillset includes expertise in Market and Credit Risk, Capital Adequacy, and Management. As a strong banking and finance professional with a Master of Science (MSc) focused in Global Banking and Finance from European Business School (EBS) – London, he has proven track record on successful implementation of financial products. Ivo is in the blockchain and crypto market since early 2016 and a firm believer of its future applications.

VALENTIN DIMITROV

Co-founder & COO

Valentin is a Co-Founder of Credefi and has a vast and diverse background in both the financial and technology sector. He gained his experience through his work for European Parliament (ECON committee), VTB Capital and a Fund Manager of Financial Instruments in Bulgaria with more than 600 million euro under its management. As an early adopter of bitcoin and Ethereum since 2013 while completing his degree in Bocconi University, and a technology enthusiast who has expertise in Cybersecurity matters, Valentin is a major asset of Credefi team.


Lyubomir Blagov

CTO

Lyubomir has more than 10 years of experience in the technology sector. He has worked on multiple international projects with millions of daily users. Lyubomir possesses vast knowledge in established technologies and is always fascinated with the new ones, such as Blockchain. In addition, he founded a company that focuses on Ethereum and has already developed several successful projects. As a skilled professional, Lyubomir will be able to make the whole project become a reality and is therefore an integral part of Credefi team.




Advisors

Hristo Piyankov

Tokenomics

10+ years of experience in analytics, data science, machine learning, big data and AI with a background in finance. He was the CRM Analytics Director for one of the largest consumer finance companies on the largest consumer market in the world (China). Participated in several projects with successful IDOs.

Marco Calicchia

CertiK

A true crypto veteran, Marco is Director of Business Development with CertiK - a leader in smart contract auditing and Insurance. He's working with top VCs to advise crypto startups with business development, investments, marketing, security, listing on exchanges. He's been in the advisory team of a dozen projects that underwent successful IDOs.


Victor Larionov

Co-founder and CEO at Priority Token (ptoken.io) and Industry 4.0 Investment Bank (industry4ib.com) - revolutionizing global fintech industry. Personally supervising off-market investment opportunities in tech industry and dealing with fellow investors. 15+ year background with major VCs in SG, HK and London.

Yechuan (Charlie) Hu

Being a Managing Partner at LucidBlue Ventures and Head of Polygon China, Charlie has invaluable experience in the development of true crypto gems, exchanges, and VCs. The strategic advisory, insights, and knowledge he provides is invaluable to Credefi’s development and growth.

Investors

Partners

Latest News

June 1, 2021

Credefi - Mitigating The Risks Of Investing In DeFi

Today we would like to touch upon a topic, which is heavily overlooked by the major DeFi players in the industry. We all know investing in all forms of DeFi can potentially bring lenders sustainable returns and on the contrary, reliable and low-fee loans for borrowers. However, all DeFi platforms, that promise high APY’s for their lenders, have one substantial flaw...

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May 5, 2021

Analysis of CREDI token and its role in the DeFi ecosystem

The rise of DeFi (Decentralized Finance) sector of the crypto industry has brought true banking service to the crypto world in a fully decentralized manner. Users are now no longer limited to only making decentralized payments. Instead, they can use DeFi to participate in numerous activities meant for improving the work of crypto networks, while simultaneously it grants users...

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May 16, 2021

Ethereum Faces Weekend Rout, But Some See ETH ...

“We predict that the price will most probably double from its current state by the end of 2021 to hit over $8,000 per coin,” says Ivo Grigorov, co-founder & CEO of Credefi, a DeFi lending marketplace based in Sofia, Bulgaria. Judging by the current momentum of the cryptocurrency space and the increased interest in Ethereum “our price target may easily be overtaken,” ...

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April 21, 2021

10 Questions for Ivo Grigorov, the CEO of Credefi

According to Better Markets, U.S. global banks, including JP Morgan and Wells Fargo, had racked up over $200 billion as fines and penalties in 20 years by December 2020. Charges ranged from money laundering, fraud, and other criminal conducts. When banks were crippling the global economy, Bitcoin and blockchain were being launched. Today, the technology has evolved to include ...

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April 13, 2021

New DeFi Lending Project Credefi Offers A Unique Approach To Lending And Investing

The crypto industry has a lot going on right now. The year 2021 has brought an explosion of a new trend featuring NFTs, which have spread so strongly and quickly that even non-crypto institutions, groups, organizations, companies, and others are joining up. The most recent reports claim that even Playboy and ...

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April 12, 2021

The World of the Traditional Credit Industry Can Leverage Blockchain Through Credefi

People heavily depend on banks to live in the modern world. Even the most basic of our activities, such as buying from groceries, is mostly done through our credit cards, a means of taking out a loan that is to be paid back. In any kind of credit service, be it swiping a card or mortgage, banks, at their end generate the funds through investors and loan ...

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