Crypto lending for real-economy projects.
We resolve the key challenges that DeFi and TradFi are facing today.
Total Liquidity Provided
Orginated Loans Value
Credefi connects crypto lenders with SME borrowers from the fiat economy
We resolve the key challenges that DeFi and TradFi are facing today. Тhe decoupling of DeFi has been a buzzword for a while, however, DeFi yields are inconsistent, fragile, and evaporate in bear markets. DeFi borrowers are speculative and fickle and cannot satisfy DeFi lending supply. SMEs are historically underserved by traditional banks and are borrowing consistently at high interest rates. There are not enough lenders to satisfy SME borrowing demand,pushing SMEs to alternative lending solutions. SMEs need reliable lending sources and DeFi needs reliable creditworthy borrowers, so Credefi brings them together in a win-win solution.
APY starting from 10% on your stable coins.
Start earning now!
Тhe CREDI token holders can lend stable coins to credit portfolios with risk profiles ranging from low to high risk. The platform will provide risk assessment and credit score data to lenders so they can take an informed investment decision. The credit portfolios will achieve APYs of 10% and higher depending on the risk appetite of the user.
Period of investment:
Project-based P2P lending
Credefi will take full advantage of the decentralized finance capabilities of the blockchain, with direct peer-2-peer finance, liberalizing the process of lending and borrowing by connecting the willing parties worldwide. In addition to the collateralized loans, Credefi platform will be able to provide zero-collateral loans on a case-by-case basis.
Credefi is aimed to combine traditional banking instruments with the aspect of decentralization, offering the full length of services to its customers. Credefi will introduce trade finance to its offered services. Lenders and borrowers will be able not only to meet in a deal but also to underwrite a Letter of Credit or a Letter of Guarantee, as well as factoring services.
Our team is composed of international experts with strong management, financial and technical background.
Accredited financial institution
Our strategic partnership with an EU-accredited financial institution enables us to utilize real-world collaterals, easing the life of business borrowers.
We don’t do arbitrage between the lenders’ and the borrower’s agreed interest. The lenders are entitled to the entire interest of the facilities they finance.
We perform credit risk analysis on every application on our platform. We adjust our rating to the actual data. We help lenders and borrowers find the right balance.
We will implement 3-layer security for our platform lenders. It combines an in-house proprietary credit scoring, crypto and real-economy assets collateral, and Credefi’s security module.
In order to achieve a true decentralised decision making and autonomous lending platform, Credefi has designed a bridge between the current financial assessment tools and decentralised decision by the market participants.
Need a quick loan to cover your business needs?
Submit your loan application now and get funded in less than 48 hours