Crypto lending for
real-economy projects
We resolve the key challenges that DeFi and TradFi are facing today.
Total Liquidity Provided:
$1,091,626.93
Credefi connects crypto lenders with SME borrowers from the fiat economy
Credefi is a first mover in the DeFi space connecting crypto lenders & SME borrowers from the real economy. Our platform enables decentralized and secured lending to portfolios of businesses, protecting lenders while providing them fixed APY that is uncorrelated with crypto markets’ volatility. Credefi resolves some of the key challenges DeFi and TradFi are facing today:
DeFi yields are inconsistent, fragile, and evaporate in bear markets.
DeFi borrowers are speculative and fickle and cannot satisfy DeFi lending supply.
SMEs are historically underserved by traditional banks and are borrowing at high interest rates.
There are not enough lenders to satisfy SME borrowing demand, pushing SMEs to alternative lending solutions.
SMEs need reliable lending sources and DeFi needs reliable creditworthy borrowers, so Credefi brings them together in a win-win solution.
APY starting from 10% on your stable coins.
PlatformOur Solution
STAGE 1
Portfolio Lending
Тhe CREDI token holders can lend stable coins to credit portfolios with risk profiles ranging from low to high risk. The platform will provide risk assessment and credit score data to lenders so they can take an informed investment decision. The credit portfolios will achieve APYs of 10% and higher depending on the risk appetite of the user.
Investment
Period of investment
Risk range
Total
0
Interest rate
0
Monthly repayment
0
STAGE 2
Project-based P2P lending
Credefi will take full advantage of the decentralized finance capabilities of the blockchain, with direct peer-2-peer finance, liberalizing the process of lending and borrowing by connecting the willing parties worldwide. In addition to the collateralized loans, Credefi platform will be able to provide zero-collateral loans on a case-by-case basis.
STAGE 3
Trade finance
Credefi is aimed to combine traditional banking instruments with the aspect of decentralization, offering the full length of services to its customers. Credefi will introduce trade finance to its offered services. Lenders and borrowers will be able not only to meet in a deal but also to underwrite a Letter of Credit or a Letter of Guarantee, as well as factoring services.
Why Credefi
Expertise
Our team is composed of international experts with strong management, financial and technical background.
Real-world Asset Collaterals
Our strategic partnership with an EU-accredited financial institution enables us to utilize Real-world Collateral easing the life of business borrowers.
High APY
We don’t do arbitrage between the lenders’ and the borrower’s agreed interest. The lenders are entitled to the entire interest of the facilities they finance.
Fair Deals
We perform credit risk analysis on every application on our platform. We adjust our rating to the actual data. We help lenders and borrowers find the right balance.
Security
We will implement 3-layer security for our platform lenders. It combines an in-house proprietary credit scoring, crypto and real-economy. assets collateral, and Credefi’s security module(Module X).
Decentralization
Credefi will implement a decentralized governance and operation model via our governance token xCredi and gradually increase community involvement in the lending process.
Why Credefi
Expertise
Our team is composed of international experts with strong management, financial and technical background.
Real-world Asset Collaterals
Our strategic partnership with an EU-accredited financial institution enables us to utilize Real-world Collateral easing the life of business borrowers.
High APY
We don’t do arbitrage between the lenders’ and the borrower’s agreed interest. The lenders are entitled to the entire interest of the facilities they finance.
Fair Deals
We perform credit risk analysis on every application on our platform. We adjust our rating to the actual data. We help lenders and borrowers find the right balance.
Security
We will implement 3-layer security for our platform lenders. It combines an in-house proprietary credit scoring, crypto and real-economy. assets collateral, and Credefi’s security module(Module X).
Decentralization
Credefi will implement a decentralized governance and operation model via our governance token xCredi and gradually increase community involvement in the lending process.
Need a quick loan to cover your business needs?
PlatformRoadmap
Advisors
10+ years of experience in analytics, data science, machine learning, big data and AI with a background in finance. He was the CRM Analytics Director for one of the largest consumer finance companies on the largest consumer market in the world (China). Participated in several projects with successful IDOs.
Victor Larionov
Co-founder and CEO at Priority Token (ptoken.io) and Industry 4.0 Investment Bank (industry4ib.com) - revolutionizing global fintech industry. Personally supervising off-market investment opportunities in tech industry and dealing with fellow investors. 15+ year background with major VCs in SG, HK and London.
Naveed Yazdi
Naveed is a passionate and data-oriented professional, who has been actively researching and investing in the crypto space for over 5 years. Naveed thoroughly enjoys diving deep into technical topics and leads the Metrix Capital research team on the latest emerging trends in the space.
Prof. Michael Sung
Prof. Sung is a technology venture builder and investor, founder of various companies in the high-tech industries ranging from AI and blockchain industries. He served in numerous advisory roles for the HK, Taiwan, and China governments on tech transfer, AI, blockchain, and fintech. Prof. Sung holds Ph.D. in EECS and financial engineering degree from MIT.
Yechuan (Charlie) Hu
Being a Managing Partner at LucidBlue Ventures and Head of Polygon China, Charlie has invaluable experience in the development of true crypto gems, exchanges, and VCs. The strategic advisory, insights, and knowledge he provides is invaluable to Credefi’s development and growth.
David Marshall
David began his career in the Credit Insurance sector with Euler Trade Indemnity Plc, before transitioning into the Corporate FX industry with roles at Travelex Plc and Western Union Global. He then moved into the Fund Management space when he started the International Payments Division and later started the Emerging Markets Division at Celestial Private Equity Fund. During this period, David was active in many new tech business investments that created a passion and interest in the technology sector.
Matthew Land
Matthew Land has a background in Computer science working as a Software Quality Assurance Engineer Lead for over five years at Providersoft, which was acquired by Constellation Software, a publicly traded company listed on the S&P/TSX 60, under his leadership. Through his brand at Oh Hey Matty, Matt created the Oh Hey Matty spreadsheet in 2017, an early start-up, data-driven, metric analysis system that is credited by top industry experts as a foundational pillar to the expansion of early-stage capital formation in the digital space and a critical contribution to the Ethereum blockchain.
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SupraOracles is looking forward to strengthening Credefi’s capabilities through our oracle technology and evolving partnership. Solutions that allow DeFi to integrate with traditional finance are still very much in their infancy, and SupraOracles is thrilled to be working with a partner that understands this market as well.
Hedge yourself against crypto market volatility and earn stable APY in all market conditions.
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