Credefi connects crypto lenders with SME borrowers from the fiat economy. We resolve the key challenges that DeFi and TradFi are facing today. Тhe decoupling of DeFi has been a buzzword for a while, however, DeFi yields are inconsistent, fragile, and evaporate in bear markets. DeFi borrowers are speculative and fickle and cannot satisfy DeFi lending supply. SMEs are historically underserved by traditional banks and are borrowing consistently at high interest rates. There are not enough lenders to satisfy SME borrowing demand,pushing SMEs to alternative lending solutions. SMEs need reliable lending sources and DeFi needs reliable creditworthy borrowers, so Credefi brings them together in a win-win solution.
Ivo is an experienced Finance Specialist with a demonstrated history of working in the banking industry. He was extensively involved in the development and design of diverse financial instruments in both debt and equity segment. His skillset includes expertise in Market and Credit Risk, Capital Adequacy, and Management. As a strong banking and finance professional with a Master of Science (MSc) focused in Global Banking and Finance from European Business School (EBS) – London, he has proven track record on successful implementation of financial products. Ivo is in the blockchain and crypto market since early 2016 and a firm believer of its future applications.
Valentin is a Co-Founder of Credefi and has a vast and diverse background in both the financial and technology sector. He gained his experience through his work for European Parliament (ECON committee), VTB Capital and a Fund Manager of Financial Instruments in Bulgaria with more than 600 million euro under its management. As an early adopter of bitcoin and Ethereum since 2013 while completing his degree in Bocconi University, and a technology enthusiast who has expertise in Cybersecurity matters, Valentin is a major asset of Credefi team.
Lyubomir has more than 10 years of experience in the technology sector. He has worked on multiple international projects with millions of daily users. Lyubomir possesses vast knowledge in established technologies and is always fascinated with the new ones, such as Blockchain. In addition, he founded a company that focuses on Ethereum and has already developed several successful projects. As a skilled professional, Lyubomir will be able to make the whole project become a reality and is therefore an integral part of Credefi team.
10+ years of experience in analytics, data science, machine learning, big data and AI with a background in finance. He was the CRM Analytics Director for one of the largest consumer finance companies on the largest consumer market in the world (China). Participated in several projects with successful IDOs.
A true crypto veteran, Marco is Director of Business Development with CertiK - a leader in smart contract auditing and Insurance. He's working with top VCs to advise crypto startups with business development, investments, marketing, security, listing on exchanges. He's been in the advisory team of a dozen projects that underwent successful IDOs.
Co-founder and CEO at Priority Token (ptoken.io) and Industry 4.0 Investment Bank (industry4ib.com) - revolutionizing global fintech industry. Personally supervising off-market investment opportunities in tech industry and dealing with fellow investors. 15+ year background with major VCs in SG, HK and London.
Today we would like to touch upon a topic, which is heavily overlooked by the major DeFi players in the industry. We all know investing in all forms of DeFi can potentially bring lenders sustainable returns and on the contrary, reliable and low-fee loans for borrowers. However, all DeFi platforms, that promise high APY’s for their lenders, have one substantial flaw...
The rise of DeFi (Decentralized Finance) sector of the crypto industry has brought true banking service to the crypto world in a fully decentralized manner. Users are now no longer limited to only making decentralized payments. Instead, they can use DeFi to participate in numerous activities meant for improving the work of crypto networks, while simultaneously it grants users...read more
“We predict that the price will most probably double from its current state by the end of 2021 to hit over $8,000 per coin,” says Ivo Grigorov, co-founder & CEO of Credefi, a DeFi lending marketplace based in Sofia, Bulgaria. Judging by the current momentum of the cryptocurrency space and the increased interest in Ethereum “our price target may easily be overtaken,” ...read more
According to Better Markets, U.S. global banks, including JP Morgan and Wells Fargo, had racked up over $200 billion as fines and penalties in 20 years by December 2020. Charges ranged from money laundering, fraud, and other criminal conducts. When banks were crippling the global economy, Bitcoin and blockchain were being launched. Today, the technology has evolved to include ...read more
The crypto industry has a lot going on right now. The year 2021 has brought an explosion of a new trend featuring NFTs, which have spread so strongly and quickly that even non-crypto institutions, groups, organizations, companies, and others are joining up. The most recent reports claim that even Playboy and ...
People heavily depend on banks to live in the modern world. Even the most basic of our activities, such as buying from groceries, is mostly done through our credit cards, a means of taking out a loan that is to be paid back. In any kind of credit service, be it swiping a card or mortgage, banks, at their end generate the funds through investors and loan ...read more