Credefi makes lending easier, more transparent and beneficial to all involved. This becomes possible by connecting the willing parties from all over the world — users can always find someone to transact with, even if it’s from across the globe! In addition to the collateralized loans, Credefi platform will be able to provide zero-collateral loans on a case-by-case basis Credefi is aimed to combine traditional banking instruments with the aspect of decentralization, offering the full length of services to its customers. Credefi will introduce trade finance to its offered services. Lenders and borrowers will be able not only to meet in a deal but also to underwrite a Letter of Credit or a Letter of Guarantee, as well as factoring services.
And, of course, Credefi allows users to earn passive income. By investing their tokens into various portfolios, token holders can earn yields on their assets. The platform will provide a risk assessment and credit score data to the investors, hence giving them the means to make an informed decision. The platform guarantees a minimum 10% return on annum or more, depending on the risk appetite of the user. This is far from everything Credefi has to offer!