This is pretty simple — we leverage our staking mechanism to ensure the consistent and stable supply of funding on our platform. Those who choose to yield-farm, receive a stable return as a reward for their holding. A guaranteed 10% APY is a golden mean — it’s not over the top, but at the same time, it way exceeds many prevalent on the traditional financial market.
However if a user wishes to undertake a higher risk and accordingly receive a higher return they may choose to do so on our platform, the highest risk range offered by our platform can return up to 60% APY per annum. In this sense, our platform goes way beyond what banks can offer and also satisfies the appetite for a moderate risk or higher risk which justifies a higher return.